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Update News for July 2015

Here is a quick run-down on what you will find in this bulletin:

    • Data Changes Delayed, One More Month

    • We Are Betting On Microsoft

    • Hedging Our Bets

    • Special Referral Opportunity

    • Why Are FREE Postal Codes So Important?

These topics will be dealt with in more detail throughout this bulletin.

Data Changes Delayed, One More Month
We have decided to add further changes to the data structure changes that we are making to defeat those pirating our software. The additional changes will make it necessary for someone to steal our new internet engine, in order to pirate our software and run updated rates. Without the new software, anyone running the current Internet Engine (soon to be obsolete) will be stuck in the past, with rates getting more and more out-of-date.

As I have explained previously, the “Internet Engine” is the product that costs $960 per year; most subscribers do NOT have that option.. If you are not buying that option, then the changes we are making will be invisible to you, and you won’t see any difference in how the software works or what it does today. There is nothing you will have to do, assuming we have not introduced un-discovered bugs into the software, which is why we have decided to take one more month to make sure that everything is working as it should.

In the U.S. the new engine will be required to run the first midmonth update AFTER the August monthly update. Users who have problems with the new engine can then fall back to the August monthly update and run the old engine, while they work out those problems. Those will need to be resolved by the September monthly update, which will require the new engine to work.

In Canada those changes will lag by one additional month. We will be communicating with our Canadian Internet Engine users by email, as we get close to the end of August. If you are an Internet Engine user, please email us and let us know if you are using the Linux or Windows server editions of our software. Send the email to:

We Are Betting On Microsoft
Last month we talked about a couple of VERY interesting Windows 8.1 tablets, one of which was the HP Stream (available in a 7″ or 8″ model). The 7″ is selling for under a hundred bucks. Here are the current going prices for these devices:

HP Stream 7 Windows 8.1 4G-Enabled Tablet, 32GB


HP Stream 8 Windows 8.1 4G-Enabled Tablet, 32GB
Both devices run the full Windows version of Compulife and both are still, INSANELY cheap. We have made changes to make Compulife easier to use on those tablets.

The big difference is the new way to put products into Pick 12. If our software detects a touch screen available, you can touch and hold on a product in the comparison, and then “sweep” your finger or stylus right. Note, some customers have emailed and asked for the free stylus that we are sending to customers who ask for it, get your’s by emailing and giving us your mailing address. The movement of your finger or stylus will first display the Pick 12 Product List. With the list on the screen, click and sweep right again, and the product goes into Pick 12. It works super slick.

TIP:    I like to move the “Pick 12 Produce List” box, which lets you see the products you have filed, from the bottom right corner of the tablet screen to the top right corner. I then move the “Display Single Product” box from the top right, to below the “Pick 12 Product List”. That lets me see the box easier, and I don’t block it with my hand as I am filing products. If you don’t know how to do that, give us a call.

I am very, very happy with the way this works. It gives subscribers, who have devices like these, the best Compulife software product in a completely mobile and autonomous environment. And with device prices under $100, this is a NO BRAINER.

In that context, I found this article a really interesting read:

making its Windows software work across all devices
While the article’s big story is the executive shake-up at Microsoft, the underlying significance is the determination of Microsoft to make Windows 10 an operating system that is used by all devices: computers, tablets, phones, etc. Given that Compulife has focussed on Windows software for over 2 decades, we like what we are hearing and looking forward to what is coming. For now and a very significant period of time to come, Compulife will deliver our best product experience for the Windows operating system.

Hedging Our Bets
One of the objectives of the “overhaul” that we are doing to Compulife, is to move our product to a more browser based user interface. If we can rely upon browsers as the way that you talk to our quoting engine, and let the engine do the heavy lifting in terms of looking up and producing quotes and comparisons (as our internet engine does now), it then means it is easier to take our product to other operating systems and environments if the market demands.

We still get calls from agents, wondering if we can run on a Mac. Even though there is a software product called “Parrallels”, that lets Mac users run Windows software on their Mac, I have little doubt we would close more sales if we simply had “Mac” software. It’s just that the added cost to program for a Mac, and set up a Mac user interface, does not warrant the investment of time and money. However, if we get to where we are heading, that investment would be much smaller.

So the best Compulife experience will continue to be for Windows computers, and other situations like our mobile and internet software, will be playing catch up once our data overhaul is complete. Eventually the web based version of Compulife will be able to do all the things our Windows software does, but that’s down the road.

Special Referral Opportunity
We have a NEW referral program that you need to pay particular attention to.

If you introduce a new subscriber to Compulife they will get some FREE STUFF and so will you.

For your referral: FREE Compulife (including web quotes and 3 free zip codes listings) to the end of 2015 (that’s 6 months if you include July, versus the usual 4 months). The sooner the referral gets going, the longer that they will have free software and postal codes.

For you: A FREE postal code listing at until the end of 2017. That’s $30.00 value ($1.00 X 30). You need to keep reading for more information about why this is more valuable than just $30.00. The sooner you get the referral started, the longer you will have benefit of your additional free postal codes.

How does this work?

First, you must give us the referral using THIS FORM:

30-Day FREE Trial Referral
Second, your referral must install the 30 day free trial and complete the tutorial. If they do not complete the tutorial, you do not get your additional free postal code listing to the end of 2017.

So it is important for you to make the referral and then follow-up with your referral to make sure that they do the tutorial. Remind them that they get Compulife free to the end of the year, which includes 3 free postal code listings at They also get the webquote option for free to the end of the year.

And folks, if the agent won’t take the time to spend 10 minutes to learn to use software that will make them money, then they aren’t worth our time or bother. That’s why we need you to ride herd and get them to do that tutorial.

That may sound harsh, but we have learned, after many years, that if people don’t learn how to use our software (or any software) then they won’t use it. And if you don’t use Compulife, then you won’t realize it will MAKE YOU MONEY. And if Compulife doesn’t make you money, then why buy it? I wouldn’t buy it either.

And those who do use our software, KNOW IT MAKES THEM MONEY.

Why Are FREE Postal Codes So Important?
The ability for you to add FREE postal code listings is VERY important. FREE postal codes (you already have 3 free postal codes with your subscription) are important because they can BUMP paid listings in your local area.

Bumping postal codes is ONLY allowed in the first week of November. If you purchased a postal code listing that listing is secure to the end of that year. However, you may not be able to renew that listing the following year should that listing get bumped by someone who is in the local area of that postal code and who elects to use that postal code as one of their FREE postal codes.

Once again, bumping can only occur in the first week of November and will only take affect at the beginning of the following year. When you bump a paid listing, we do not renew that listing for the person who previously paid for it. When there is more than one paid listing in a postal code, we bump the newer subscribers first. Those who have been with us the longest have seniority.

IMPORTANT:   To ensure that Donna isn’t overwhelmed with this process, Compulife will not be accepting new postal code purchases during November and December. This will freeze our current postal code listings to the end of December.

During the first week of November we will process the changes as a result of bumping. We will remove bumped postal codes from subscribers paid listings prior to the invoicing of renewals for 2016. Those who ask to have their free listings moved into those other postal codes will have the other postal codes appear in January, not before.

Further, after the first week of January we will remove those listings that were not renewed (paid) and post the new list to the web site. At that point you would be well advised to check the site to see if there are listings that you want, that have now opened up.

That’s why the referral program is SO IMPORTANT. If you can ADD free postal codes to your account, which are then paid to the end of 2017, it means that you can use those additional FREE postal codes, in the first week of November, to bump paid listings. And making referrals to Compulife is the ONLY WAY you can add additional FREE postal code listings.

For example, let’s say that you refer 10 new agents to Compulife, and they all do the tutorial to get their free subscriptions to the end of 2015. You will receive 10 FREE postal code listings to the end of 2017 (a $300 value). For the balance of 2015 you can only select postal codes that are available. You can check to see what is available here:

Postal Code Analyzerr
IMPORTANT: In the first week of November you can ask to move those 10 FREE postal codes and BUMP 10 paid postal code listings which you would rather have (ONLY in your local area). Those free postal codes will be FREE to the end of 2017.

VERY IMPORTANT: When you come to 2018 you will have the right to keep those postal codes by paying to renew them.

Do you UNDERSTAND the value of this offer?

If it hasn’t hit you by this point, try reading it again. If you still don’t get it, call me (Bob Barney) at (888) 798-3488.

In becoming a part-time sales person for Compulife, for the next couple of months, it means that you can bank some FREE postal codes for 2015/2016/2017. Those postal codes can then lead to more life insurance sales through

And this isn’t that hard. After all, it doesn’t take much of a salesman to give stuff away for FREE.

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